In a significant move to modernize welfare and safeguard families against the financial burden of bereavement, the Catholic Men Organisation (CMO) at St. Jude Parish, Mafoluku-Oshodi, Lagos, has introduced a comprehensive Group Life Insurance policy for its members, reports ITREALMS.
Addressing members of the Catholic Women Organisation (CWO) at their monthly meeting, the parish CMO Insurance Lead, Mr. Kingsley Agba, emphasized that the Archdiocese has implemented these measures to prevent families from experiencing financial distress. Under the newly embedded provisions of the St. Jude adoption within the parish CMO constitution, led by Ogbuefi Chinenyeze Remmy Nweke, KSM, the organization has officially prohibited the practice of levying members for bereavement purposes.
The policy shift establishes a strict protocol: because ad-hoc levies are no longer permitted, members who are not actively covered by the insurance policy will not receive burial rites or financial support from the CMO. Agba stressed that the CMO’s hands would be constitutionally tied in the event that a husband passes away without subscription to the policy, leaving the entire financial burden to fall squarely upon the grieving family, particularly the wife.
Agba explained that the Group Life Insurance policy is structured to be both accessible and provide substantial security, stressing that annual premium for members who contribute ₦11,500 per year for a ₦1,000,000 cover, averaging less than ₦1,000 per month for those under 70 years of age.
The policy, he said, provides a payout of ₦800,000 to the immediate family or next of kin, following a ₦200,000 deduction from the total benefit, even as parishioners, can take over above 1m.
Additionally, he said, the ₦200,000 deduction facilitates the wake-keep, service of songs, and transport fare for delegates attending burials outside the archdiocese.
The initiative, Agba said, serves as a "structured umbrella" designed to shield families from the financial storms associated with loss. "By transitioning to this insurance model, the CMO seeks to spare families the need to seek emergency loans or organize informal contribution groups during crises," Agba stated.
The presentation concluded with an urgent call to action, encouraging families and CWO members in particular, to ensure their spouses are actively enrolled to guarantee they remain protected under the organization's welfare umbrella.
This initiative under the aegies of the Lagos Archdiocesan CMO of Nigeria (LACMON) Group Life Insurance aims to eliminate the traditional reliance on ad-hoc levies and public appeals following the loss of a breadwinner, ensuring families are protected during times of grief.
Addressing members of the Catholic Women Organisation (CWO) at their monthly meeting, the parish CMO Insurance Lead, Mr. Kingsley Agba, emphasized that the Archdiocese has implemented these measures to prevent families from experiencing financial distress. Under the newly embedded provisions of the St. Jude adoption within the parish CMO constitution, led by Ogbuefi Chinenyeze Remmy Nweke, KSM, the organization has officially prohibited the practice of levying members for bereavement purposes.
The policy shift establishes a strict protocol: because ad-hoc levies are no longer permitted, members who are not actively covered by the insurance policy will not receive burial rites or financial support from the CMO. Agba stressed that the CMO’s hands would be constitutionally tied in the event that a husband passes away without subscription to the policy, leaving the entire financial burden to fall squarely upon the grieving family, particularly the wife.
Agba explained that the Group Life Insurance policy is structured to be both accessible and provide substantial security, stressing that annual premium for members who contribute ₦11,500 per year for a ₦1,000,000 cover, averaging less than ₦1,000 per month for those under 70 years of age.
The policy, he said, provides a payout of ₦800,000 to the immediate family or next of kin, following a ₦200,000 deduction from the total benefit, even as parishioners, can take over above 1m.
Additionally, he said, the ₦200,000 deduction facilitates the wake-keep, service of songs, and transport fare for delegates attending burials outside the archdiocese.
The initiative, Agba said, serves as a "structured umbrella" designed to shield families from the financial storms associated with loss. "By transitioning to this insurance model, the CMO seeks to spare families the need to seek emergency loans or organize informal contribution groups during crises," Agba stated.
The presentation concluded with an urgent call to action, encouraging families and CWO members in particular, to ensure their spouses are actively enrolled to guarantee they remain protected under the organization's welfare umbrella.
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